How many millionaires in the Netherlands?
In 2021, 317 thousand people in the Netherlands had net assets worth at least one million euros. This means 4 percent of all Dutch households are millionaires. Of these, 9.3 thousand had 10 million euros or more.
Household wealth, or net assets, equals assets minus liabilities. Assets include own homes, bank and savings balances and shares. Liabilities may consist of mortgage debts, repayable student loans and other debts. The net worth of 65 percent of millionaires in 2021 was between 1 and 2 million euros. Nearly 27 percent had between 2 and 5 million euros. A small share of millionaires – 3 percent – had net assets of 10 million euros or more.
On average, millionaire households had 2.7 million euros. Non-millionaires had an average wealth of 157 thousand euros. So the average wealth of millionaires is 17 times that of non-millionaires.
More millionaires
The number of millionaires increased between 2014 and 2021, after remaining fairly constant in the crisis period before that. The real value of 1 million euros was less in 2021 than in previous years. Taking inflation into account, there were around 120 thousand more millionaires in 2021 than in 2014.
| Jaar | In current prices | In 2021 prices |
|---|---|---|
| 2011 | 170.2 | 221.4 |
| 2012 | 166.1 | 206.3 |
| 2013 | 168.5 | 198.2 |
| 2014 | 168.1 | 195.6 |
| 2015 | 179.5 | 206.4 |
| 2016 | 188.1 | 215.7 |
| 2017 | 206.9 | 232.8 |
| 2018 | 231.3 | 254.4 |
| 2019 | 253.4 | 268.6 |
| 2020 | 285.2 | 296.5 |
| 2021* | 317.4 | 317.4 |
| *Provisional figures | ||
Millionaire assets mainly substantial interest and business capital
Substantial interest (at least 5 percent of company shares) and business capital accounted for 44 percent of millionaires’ assets in 2021. Nearly one quarter consisted of the value of the own home. For non-millionaires, the value of own homes accounted for three-quarters of their assets. Substantial interest and business capital accounted for 4 percent. The higher the wealth of millionaires, the larger the share of it consisting of substantial interest and business capital. Conversely, the share of the value of the own home in total assets decreases as net assets increase.
| Soort | Bank and savings balances | Securities | Own home | Other real estate | Business capital | Substantial interest | Other assets |
|---|---|---|---|---|---|---|---|
| Non-millionaires | 14.3 | 2.2 | 75.4 | 3.2 | 1.8 | 2.1 | 0.9 |
| Millionaires | 8.2 | 10.2 | 23.1 | 10.4 | 4.8 | 39.5 | 3.9 |
| By assets; | . | . | . | . | . | . | . |
| 1 to 2 million euros | 13.4 | 9.1 | 40.8 | 10.3 | 6.0 | 16.9 | 3.6 |
| 2 to 3 million euros | 9.1 | 10.8 | 26.5 | 11.5 | 8.3 | 29.6 | 4.2 |
| 3 to 5 million euros | 6.8 | 11.1 | 19.3 | 11.5 | 6.7 | 40.6 | 4.0 |
| 5 to 10 million euros | 5.0 | 10.7 | 13.1 | 11.3 | 3.4 | 52.4 | 4.0 |
| 10 million euros or more | 3.2 | 10.7 | 5.2 | 8.6 | 0.7 | 67.7 | 3.9 |
| *Provisional figures | |||||||
Three in ten households in Bloemendaal and Laren are millionaires
The provinces of Noord-Holland and Utrecht have relatively most millionaire households among their inhabitants (5.3 percent). The two municipalities with the largest share of millionaires are located in Noord-Holland: Bloemendaal and Laren. Around three in ten households in these municipalities are millionaires.
Groningen and Limburg provinces have fewest millionaires. Less than 3 percent of households have net assets worth at least 1 million euros in these provinces. Municipalities Kerkrade, Brunssum, Landgraaf and Heerlen, all in Limburg, and Nissewaard in Zuid-Holland, have relatively fewest millionaires within their borders
| Share of millionaire households | ||
|---|---|---|
| Aa en Hunze | 5.1 | |
| Aalsmeer | 7.7 | |
| Aalten | 3.5 | |
| Achtkarspelen | 2.1 | |
| Alblasserdam | 2.7 | |
| Albrandswaard | 5.0 | |
| Alkmaar | 2.4 | |
| Almelo | 1.9 | |
| Almere | 1.4 | |
| Alphen aan den Rijn | 3.9 | |
| Alphen-Chaam | 10.2 | |
| Altena | 5.2 | |
| Ameland | 5.4 | |
| Amersfoort | 3.8 | |
| Amstelveen | 8.4 | |
| Amsterdam | 4.9 | |
| Apeldoorn | 3.2 | |
| Arnhem | 1.9 | |
| Assen | 1.6 | |
| Asten | 6.7 | |
| Baarle-Nassau | 8.4 | |
| Baarn | 8.5 | |
| Barendrecht | 4.7 | |
| Barneveld | 6.6 | |
| Beek | 2.6 | |
| Beekdaelen | 3.2 | |
| Beesel | 2.5 | |
| Berg en Dal | 3.9 | |
| Bergeijk | 7.8 | |
| Bergen (L.) | 3.3 | |
| Bergen (NH.) | 13.3 | |
| Bergen op Zoom | 2.4 | |
| Berkelland | 4.7 | |
| Bernheze | 6.5 | |
| Best | 4.3 | |
| Beuningen | 3.6 | |
| Beverwijk | 1.8 | |
| Bladel | 5.7 | |
| Blaricum | 20.8 | |
| Bloemendaal | 29.7 | |
| Bodegraven-Reeuwijk | 8.6 | |
| Boekel | 6.8 | |
| Borger-Odoorn | 3.3 | |
| Borne | 3.1 | |
| Borsele | 5.3 | |
| Boxtel | 4.2 | |
| Breda | 4.4 | |
| Brielle | 3.7 | |
| Bronckhorst | 6.2 | |
| Brummen | 4.5 | |
| Brunssum | 0.9 | |
| Bunnik | 8.6 | |
| Bunschoten | 5.1 | |
| Buren | 6.7 | |
| Capelle aan den IJssel | 2.3 | |
| Castricum | 6.8 | |
| Coevorden | 3.6 | |
| Cranendonck | 5.3 | |
| Culemborg | 3.0 | |
| Dalfsen | 6.0 | |
| Dantumadiel | 2.2 | |
| De Bilt | 12.2 | |
| De Fryske Marren | 4.5 | |
| De Ronde Venen | 9.7 | |
| De Wolden | 5.8 | |
| Delft | 2.8 | |
| Den Helder | 1.2 | |
| Deurne | 5.4 | |
| Deventer | 2.5 | |
| Diemen | 2.7 | |
| Dijk en Waard | 2.9 | |
| Dinkelland | 7.4 | |
| Doesburg | 2.4 | |
| Doetinchem | 2.8 | |
| Dongen | 3.7 | |
| Dordrecht | 2.2 | |
| Drechterland | 6.1 | |
| Drimmelen | 4.7 | |
| Dronten | 4.1 | |
| Druten | 3.2 | |
| Duiven | 2.4 | |
| Echt-Susteren | 3.1 | |
| Edam-Volendam | 6.5 | |
| Ede | 4.6 | |
| Eemnes | 8.8 | |
| Eemsdelta | 2.2 | |
| Eersel | 7.1 | |
| Eijsden-Margraten | 5.1 | |
| Eindhoven | 2.5 | |
| Elburg | 2.9 | |
| Emmen | 1.7 | |
| Enkhuizen | 2.4 | |
| Enschede | 1.9 | |
| Epe | 5.7 | |
| Ermelo | 5.2 | |
| Etten-Leur | 3.3 | |
| Geertruidenberg | 3.2 | |
| Geldrop-Mierlo | 3.6 | |
| Gemert-Bakel | 5.2 | |
| Gennep | 3.6 | |
| Gilze en Rijen | 3.5 | |
| Goeree-Overflakkee | 4.4 | |
| Goes | 3.7 | |
| Goirle | 4.5 | |
| Gooise Meren | 13.1 | |
| Gorinchem | 2.6 | |
| Gouda | 2.3 | |
| Groningen | 2.1 | |
| Gulpen-Wittem | 5.2 | |
| Haaksbergen | 4.6 | |
| Haarlem | 4.8 | |
| Haarlemmermeer | 4.7 | |
| Halderberge | 4.1 | |
| Hardenberg | 3.3 | |
| Harderwijk | 2.9 | |
| Hardinxveld-Giessendam | 3.9 | |
| Harlingen | 2.4 | |
| Hattem | 5.8 | |
| Heemskerk | 3.1 | |
| Heemstede | 18.5 | |
| Heerde | 4.2 | |
| Heerenveen | 3.2 | |
| Heerlen | 1.1 | |
| Heeze-Leende | 8.8 | |
| Heiloo | 7.6 | |
| Hellendoorn | 3.7 | |
| Hellevoetsluis | 2.2 | |
| Helmond | 2.4 | |
| Hendrik-Ido-Ambacht | 3.8 | |
| Hengelo | 2.0 | |
| Het Hogeland | 3.5 | |
| Heumen | 4.8 | |
| Heusden | 4.4 | |
| Hillegom | 4.1 | |
| Hilvarenbeek | 7.4 | |
| Hilversum | 5.9 | |
| Hoeksche Waard | 4.8 | |
| Hof van Twente | 5.9 | |
| Hollands Kroon | 5.1 | |
| Hoogeveen | 1.9 | |
| Hoorn | 2.5 | |
| Horst aan de Maas | 4.7 | |
| Houten | 5.7 | |
| Huizen | 6.3 | |
| Hulst | 4.4 | |
| IJsselstein | 3.9 | |
| Kaag en Braassem | 7.3 | |
| Kampen | 2.8 | |
| Kapelle | 4.8 | |
| Katwijk | 4.0 | |
| Kerkrade | 0.7 | |
| Koggenland | 5.7 | |
| Krimpen aan den IJssel | 3.9 | |
| Krimpenerwaard | 5.9 | |
| Laarbeek | 4.9 | |
| Land van Cuijk | 4.5 | |
| Landgraaf | 1.1 | |
| Landsmeer | 9.6 | |
| Lansingerland | 7.0 | |
| Laren | 27.0 | |
| Leeuwarden | 1.8 | |
| Leiden | 3.5 | |
| Leiderdorp | 4.4 | |
| Leidschendam-Voorburg | 5.8 | |
| Lelystad | 1.6 | |
| Leudal | 4.8 | |
| Leusden | 5.3 | |
| Lingewaard | 3.3 | |
| Lisse | 4.6 | |
| Lochem | 8.6 | |
| Loon op Zand | 4.7 | |
| Lopik | 8.4 | |
| Losser | 4.2 | |
| Maasdriel | 5.3 | |
| Maasgouw | 3.3 | |
| Maashorst | 5.1 | |
| Maassluis | 1.9 | |
| Maastricht | 2.5 | |
| Medemblik | 4.6 | |
| Meerssen | 4.1 | |
| Meierijstad | 5.1 | |
| Meppel | 2.2 | |
| Middelburg | 2.6 | |
| Midden-Delfland | 10.3 | |
| Midden-Drenthe | 3.9 | |
| Midden-Groningen | 2.2 | |
| Moerdijk | 3.9 | |
| Molenlanden | 8.1 | |
| Montferland | 3.2 | |
| Montfoort | 7.4 | |
| Mook en Middelaar | 7.6 | |
| Neder-Betuwe | 4.7 | |
| Nederweert | 5.3 | |
| Nieuwegein | 1.8 | |
| Nieuwkoop | 6.8 | |
| Nijkerk | 5.6 | |
| Nijmegen | 2.1 | |
| Nissewaard | 1.1 | |
| Noardeast-Fryslân | 3.1 | |
| Noord-Beveland | 5.6 | |
| Noordenveld | 4.2 | |
| Noordoostpolder | 5.1 | |
| Noordwijk | 8.0 | |
| Nuenen, Gerwen en Nederwetten | 7.4 | |
| Nunspeet | 4.7 | |
| Oegstgeest | 12.3 | |
| Oirschot | 8.1 | |
| Oisterwijk | 8.4 | |
| Oldambt | 2.2 | |
| Oldebroek | 4.0 | |
| Oldenzaal | 2.9 | |
| Olst-Wijhe | 5.0 | |
| Ommen | 5.5 | |
| Oost Gelre | 3.7 | |
| Oosterhout | 3.6 | |
| Ooststellingwerf | 3.6 | |
| Oostzaan | 6.0 | |
| Opmeer | 4.9 | |
| Opsterland | 4.0 | |
| Oss | 3.3 | |
| Oude IJsselstreek | 3.0 | |
| Ouder-Amstel | 10.3 | |
| Oudewater | 8.9 | |
| Overbetuwe | 3.6 | |
| Papendrecht | 2.8 | |
| Peel en Maas | 4.4 | |
| Pekela | 1.3 | |
| Pijnacker-Nootdorp | 6.3 | |
| Purmerend | 2.6 | |
| Putten | 7.7 | |
| Raalte | 4.6 | |
| Reimerswaal | 4.3 | |
| Renkum | 6.4 | |
| Renswoude | 8.4 | |
| Reusel-De Mierden | 6.5 | |
| Rheden | 3.4 | |
| Rhenen | 6.1 | |
| Ridderkerk | 2.9 | |
| Rijssen-Holten | 4.3 | |
| Rijswijk | 3.1 | |
| Roerdalen | 3.4 | |
| Roermond | 2.3 | |
| Roosendaal | 2.7 | |
| Rotterdam | 2.1 | |
| Rozendaal | 22.9 | |
| Rucphen | 4.6 | |
| Schagen | 4.9 | |
| Scherpenzeel | 4.5 | |
| Schiedam | 1.6 | |
| Schiermonnikoog | 6.0 | |
| Schouwen-Duiveland | 7.0 | |
| 's-Gravenhage | 3.9 | |
| 's-Hertogenbosch | 3.8 | |
| Simpelveld | 2.2 | |
| Sint-Michielsgestel | 7.0 | |
| Sittard-Geleen | 1.9 | |
| Sliedrecht | 2.8 | |
| Sluis | 7.4 | |
| Smallingerland | 2.0 | |
| Soest | 6.8 | |
| Someren | 6.5 | |
| Son en Breugel | 6.6 | |
| Stadskanaal | 1.9 | |
| Staphorst | 8.0 | |
| Stede Broec | 2.7 | |
| Steenbergen | 4.1 | |
| Steenwijkerland | 3.9 | |
| Stein | 1.8 | |
| Stichtse Vecht | 7.3 | |
| Súdwest-Fryslân | 3.9 | |
| Terneuzen | 2.9 | |
| Terschelling | 7.2 | |
| Texel | 8.1 | |
| Teylingen | 6.9 | |
| Tholen | 3.6 | |
| Tiel | 2.1 | |
| Tilburg | 1.9 | |
| Tubbergen | 7.8 | |
| Twenterand | 3.2 | |
| Tynaarlo | 5.6 | |
| Tytsjerksteradiel | 3.0 | |
| Uitgeest | 4.2 | |
| Uithoorn | 4.2 | |
| Urk | 3.6 | |
| Utrecht | 3.4 | |
| Utrechtse Heuvelrug | 8.9 | |
| Vaals | 2.5 | |
| Valkenburg aan de Geul | 4.0 | |
| Valkenswaard | 4.0 | |
| Veendam | 1.6 | |
| Veenendaal | 2.7 | |
| Veere | 9.3 | |
| Veldhoven | 4.7 | |
| Velsen | 3.7 | |
| Venlo | 2.1 | |
| Venray | 3.8 | |
| Vijfheerenlanden | 4.1 | |
| Vlaardingen | 1.6 | |
| Vlieland | 6.1 | |
| Vlissingen | 1.4 | |
| Voerendaal | 3.5 | |
| Voorschoten | 8.3 | |
| Voorst | 6.2 | |
| Vught | 9.5 | |
| Waadhoeke | 3.0 | |
| Waalre | 9.8 | |
| Waalwijk | 3.5 | |
| Waddinxveen | 3.8 | |
| Wageningen | 3.4 | |
| Wassenaar | 20.1 | |
| Waterland | 8.4 | |
| Weert | 3.5 | |
| Weesp | 5.4 | |
| West Betuwe | 6.1 | |
| West Maas en Waal | 4.6 | |
| Westerkwartier | 3.4 | |
| Westerveld | 5.7 | |
| Westervoort | 1.5 | |
| Westerwolde | 3.0 | |
| Westland | 7.1 | |
| Weststellingwerf | 3.9 | |
| Westvoorne | 10.0 | |
| Wierden | 5.9 | |
| Wijchen | 3.6 | |
| Wijdemeren | 10.3 | |
| Wijk bij Duurstede | 4.6 | |
| Winterswijk | 3.7 | |
| Woensdrecht | 3.9 | |
| Woerden | 6.4 | |
| Wormerland | 4.7 | |
| Woudenberg | 6.2 | |
| Zaanstad | 2.0 | |
| Zaltbommel | 4.8 | |
| Zandvoort | 8.3 | |
| Zeewolde | 4.4 | |
| Zeist | 8.8 | |
| Zevenaar | 2.2 | |
| Zoetermeer | 1.9 | |
| Zoeterwoude | 6.8 | |
| Zuidplas | 5.7 | |
| Zundert | 7.3 | |
| Zutphen | 2.1 | |
| Zwartewaterland | 4.9 | |
| Zwijndrecht | 2.9 | |
| Zwolle | 2.5 | |
| *Provisional figures | ||
Source
StatLine – Wealth of households; components of wealth
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