Edition 2021

Foto omschrijving: Visitors at a luxury products fair checking out a very expensive BMW

How many millionaires in the Netherlands?

In the Netherlands, 278 thousand households had assets of 1 million euros or more in 2020. This means that 3.5 percent of all households were millionaire households.

7.9 millionhouseholds
278 thousandmillionaire householdsHow many millionaires in the Netherlands?

Household assets consist of property such as bank and savings deposits, shares, owner-occupied homes, business assets and substantial interest minus debts such as mortgage debt, study debts and other debts. In 2020, 64 percent of the millionaires had assets of between 1 and 2 million euros. Over 16 percent had assets of between 2 and 3 million euros. A small proportion of the millionaires, 3 percent, had assets of 10 million euros or more; this amounts to 8.1 thousand households.

In 2020, millionaire households had – on average – assets of nearly 2.8 million euros, compared to 139 thousand euros for non-millionaires. Consequently, the assets of millionaires are 20 times higher than those of non-millionaires.

In 2020, 45 percent of the assets of millionaires consisted of substantial interest and business assets; 21 percent consisted of the value of their own homes. For non-millionaires, the value of their own homes represented 75 percent of their assets while substantial interest and business assets made up 4.3 percent. As the wealth of millionaire households increases, the relative share of substantial interest and business assets in their total assets rises and the share represented by their owner-occupied homes falls.

Composition of assets, 1 January 2020* (%)
Soort Bank and savings deposits Securities Own home Other real estate Business assets Substantial interest Other assets
Non-millionaires 14.0 2.4 74.9 3.4 1.9 2.4 1.0
Millionaires 8.3 10.6 21.4 10.4 5.1 40.1 4.0
Equity . . . . . . .
1 to 2 million euros 13.4 9.7 37.9 10.6 6.7 17.9 3.8
2 to 3 million euros 9.3 11.1 24.8 11.6 9.0 30.1 4.2
3 to 5 million euros 7.0 11.3 18.1 11.3 7.0 41.1 4.1
5 to 10 million euros 5.3 11.0 12.3 11.4 3.4 52.3 4.3
10 million euros or more 3.6 10.8 4.8 8.3 0.7 67.8 4.0
* Provisional figures

Millionaires have relatively less debt than non-millionaires: on average, their assets total almost eight times their debt. In the case of non-millionaires, the assets total more than twice their debts. Eighty-nine percent of the debts of non-millionaires comprise the mortgage debt on their own homes. This is slightly less than half for millionaires.

The number of millionaires grew between 2014 and 2020. This was also the case between 2006 and 2008, although the number of millionaires subsequently declined almost every year until 2014, partly as a result of falling house and stock market prices. As of 2014, the number of millionaires rose again. In 2015, it was back above the level of 2008. However, one million euros in 2020 has a different value than in 2008. If the general price trend is taken into account, there were slightly more millionaires in 2018 than in 2008.

Millionaire households, 1 January (x 1,000)
Jaar At current prices At constant prices (2006 price level)
2006 139.2 139.2
2007 152.0 148.9
2008 170.8 162.8
2009 165.5 150.9
2010 171.1 153.8
2011 170.2 150.6
2012 166.1 142.6
2013 168.5 141.5
2014 168.1 135.8
2015 179.5 143.7
2016 188.1 148.6
2017 206.9 162.5
2018 231.3 177.8
2019 253.4 189.2
2020* 277.8 198.8
* Provisional figures

Noord-Holland is home to the relatively largest number of millionaire households (4.6 percent). This is also the location of the two municipalities with the highest proportion of millionaires: Bloemendaal (27 percent) and Laren (24 percent). Noord-Holland is followed by Utrecht and Zeeland. At the bottom of the list are Groningen, Flevoland and Limburg, with around 2 percent of households being millionaire households. The relatively fewest millionaires live in the Limburg municipalities of Kerkrade, Brunssum, Landgraaf and Heerlen, just as in the municipality of Nissewaard in Zuid-Holland.

Millionaire households, 1 January 2020*
Share of millionaire households
Groningen 1.8
Almere 1.2
Stadskanaal 1.7
Veendam 1.4
Zeewolde 4.1
Achtkarspelen 1.9
Ameland 5.4
Harlingen 2.2
Heerenveen 2.8
Leeuwarden 1.6
Ooststellingwerf 3.2
Opsterland 3.5
Schiermonnikoog 5.1
Smallingerland 1.8
Terschelling 6.0
Vlieland 5.0
Weststellingwerf 3.5
Assen 1.5
Coevorden 3.3
Emmen 1.5
Hoogeveen 1.7
Meppel 2.0
Almelo 1.7
Borne 2.9
Dalfsen 5.5
Deventer 2.0
Enschede 1.6
Haaksbergen 4.1
Hardenberg 3.2
Hellendoorn 3.2
Hengelo 1.8
Kampen 2.6
Losser 3.7
Noordoostpolder 4.9
Oldenzaal 2.8
Ommen 5.3
Raalte 4.1
Staphorst 7.2
Tubbergen 7.0
Urk 3.1
Wierden 5.3
Zwolle 2.2
Aalten 3.3
Apeldoorn 2.8
Arnhem 1.6
Barneveld 5.9
Beuningen 3.2
Brummen 4.1
Buren 5.8
Culemborg 2.4
Doesburg 2.0
Doetinchem 2.4
Druten 2.8
Duiven 2.0
Ede 4.1
Elburg 2.7
Epe 5.2
Ermelo 4.5
Harderwijk 2.5
Hattem 5.1
Heerde 3.4
Heumen 4.5
Lochem 8.0
Maasdriel 4.8
Nijkerk 4.9
Nijmegen 1.8
Oldebroek 3.6
Putten 6.8
Renkum 5.5
Rheden 3.2
Rozendaal 18.3
Scherpenzeel 3.9
Tiel 1.9
Voorst 5.4
Wageningen 2.9
Westervoort 1.3
Winterswijk 3.4
Wijchen 3.2
Zaltbommel 4.2
Zevenaar 1.9
Zutphen 1.9
Nunspeet 4.2
Dronten 4.0
Amersfoort 3.2
Baarn 7.4
De Bilt 11.1
Bunnik 7.5
Bunschoten 4.3
Eemnes 7.6
Houten 4.7
Leusden 4.6
Lopik 7.3
Montfoort 6.6
Renswoude 8.1
Rhenen 5.2
Soest 5.8
Utrecht 2.8
Veenendaal 2.3
Woudenberg 5.3
Wijk bij Duurstede 4.0
IJsselstein 3.4
Zeist 7.8
Nieuwegein 1.5
Aalsmeer 6.9
Alkmaar 2.1
Amstelveen 7.1
Amsterdam 4.4
Beemster 10.3
Bergen (NH.) 11.8
Beverwijk 1.5
Blaricum 19.0
Bloemendaal 26.9
Castricum 5.6
Diemen 2.3
Edam-Volendam 5.6
Enkhuizen 2.1
Haarlem 3.9
Haarlemmermeer 4.1
Heemskerk 2.5
Heemstede 16.1
Heerhugowaard 1.8
Heiloo 6.4
Den Helder 1.1
Hilversum 5.1
Hoorn 2.1
Huizen 5.6
Landsmeer 8.2
Langedijk 4.0
Laren 24.2
Medemblik 4.0
Oostzaan 5.2
Opmeer 4.2
Ouder-Amstel 9.0
Purmerend 1.4
Schagen 4.3
Texel 7.3
Uitgeest 3.6
Uithoorn 3.6
Velsen 3.1
Weesp 4.6
Zandvoort 6.8
Zaanstad 1.7
Alblasserdam 2.4
Alphen aan den Rijn 3.5
Barendrecht 4.1
Drechterland 5.4
Brielle 3.1
Capelle aan den IJssel 2.1
Delft 2.3
Dordrecht 1.9
Gorinchem 2.2
Gouda 2.0
's-Gravenhage 3.3
Hardinxveld-Giessendam 3.4
Hellevoetsluis 1.8
Hendrik-Ido-Ambacht 3.5
Stede Broec 2.4
Hillegom 3.6
Katwijk 3.5
Krimpen aan den IJssel 3.4
Leiden 2.9
Leiderdorp 3.8
Lisse 4.0
Maassluis 1.6
Nieuwkoop 6.2
Noordwijk 7.3
Oegstgeest 10.9
Oudewater 8.1
Papendrecht 2.5
Ridderkerk 2.6
Rotterdam 1.8
Rijswijk 2.5
Schiedam 1.4
Sliedrecht 2.5
Albrandswaard 4.3
Westvoorne 8.9
Vlaardingen 1.4
Voorschoten 7.4
Waddinxveen 3.5
Wassenaar 19.3
Woerden 5.6
Zoetermeer 1.6
Zoeterwoude 6.2
Zwijndrecht 2.7
Borsele 5.1
Goes 3.4
West Maas en Waal 4.3
Hulst 4.0
Kapelle 4.3
Middelburg 2.3
Reimerswaal 4.0
Terneuzen 2.7
Tholen 3.2
Veere 8.4
Vlissingen 1.3
De Ronde Venen 8.5
Tytsjerksteradiel 2.6
Asten 6.1
Baarle-Nassau 7.8
Bergen op Zoom 2.2
Best 3.8
Boekel 6.5
Boxmeer 4.3
Boxtel 3.8
Breda 3.8
Deurne 5.0
Pekela 1.1
Dongen 3.1
Eersel 6.6
Eindhoven 2.1
Etten-Leur 2.8
Geertruidenberg 2.8
Gilze en Rijen 3.2
Goirle 3.9
Grave 2.6
Helmond 2.2
's-Hertogenbosch 3.2
Heusden 4.0
Hilvarenbeek 6.8
Loon op Zand 4.4
Mill en Sint Hubert 5.2
Nuenen, Gerwen en Nederwetten 6.5
Oirschot 7.2
Oisterwijk 7.4
Oosterhout 3.2
Oss 2.9
Rucphen 4.2
Sint-Michielsgestel 6.0
Someren 5.9
Son en Breugel 5.9
Steenbergen 3.7
Waterland 7.3
Tilburg 1.7
Uden 4.0
Valkenswaard 3.6
Veldhoven 3.9
Vught 8.1
Waalre 8.2
Waalwijk 3.2
Woensdrecht 3.6
Zundert 6.6
Wormerland 4.2
Landgraaf 0.9
Beek 2.3
Beesel 2.2
Bergen (L.) 2.9
Brunssum 0.8
Gennep 3.1
Heerlen 1.0
Kerkrade 0.6
Maastricht 2.2
Meerssen 3.6
Mook en Middelaar 6.4
Nederweert 4.7
Roermond 2.1
Simpelveld 2.1
Stein 1.5
Vaals 2.2
Venlo 2.0
Venray 3.4
Voerendaal 3.2
Weert 3.3
Valkenburg aan de Geul 3.4
Lelystad 1.4
Horst aan de Maas 4.2
Oude IJsselstreek 2.8
Teylingen 6.3
Utrechtse Heuvelrug 7.8
Oost Gelre 3.3
Koggenland 5.2
Lansingerland 6.2
Leudal 4.3
Maasgouw 3.0
Gemert-Bakel 4.7
Halderberge 3.6
Heeze-Leende 7.9
Laarbeek 4.5
Reusel-De Mierden 5.8
Roerdalen 3.2
Roosendaal 2.4
Schouwen-Duiveland 6.2
Aa en Hunze 4.5
Borger-Odoorn 3.2
Cuijk 2.8
Landerd 6.3
De Wolden 5.3
Noord-Beveland 5.1
Wijdemeren 8.9
Noordenveld 3.6
Twenterand 3.0
Westerveld 5.4
Sint Anthonis 8.2
Lingewaard 3.0
Cranendonck 4.8
Steenwijkerland 3.5
Moerdijk 3.5
Echt-Susteren 2.7
Sluis 6.7
Drimmelen 4.3
Bernheze 5.8
Alphen-Chaam 9.3
Bergeijk 7.0
Bladel 5.2
Gulpen-Wittem 4.5
Tynaarlo 4.8
Midden-Drenthe 3.6
Overbetuwe 3.2
Hof van Twente 5.6
Neder-Betuwe 4.4
Rijssen-Holten 3.8
Geldrop-Mierlo 3.3
Olst-Wijhe 4.7
Dinkelland 6.8
Westland 6.4
Midden-Delfland 9.0
Berkelland 4.2
Bronckhorst 5.8
Sittard-Geleen 1.7
Kaag en Braassem 6.6
Dantumadiel 2.1
Zuidplas 5.2
Peel en Maas 3.8
Oldambt 2.0
Zwartewaterland 4.8
Súdwest-Fryslân 3.4
Bodegraven-Reeuwijk 7.7
Eijsden-Margraten 4.5
Stichtse Vecht 6.5
Hollands Kroon 4.6
Leidschendam-Voorburg 5.0
Goeree-Overflakkee 4.0
Pijnacker-Nootdorp 5.4
Nissewaard 1.0
Krimpenerwaard 5.3
De Fryske Marren 4.1
Gooise Meren 11.7
Berg en Dal 3.4
Meierijstad 4.6
Waadhoeke 2.7
Westerwolde 2.8
Midden-Groningen 1.9
Beekdaelen 2.7
Montferland 2.9
Altena 4.8
West Betuwe 5.6
Vijfheerenlanden 3.6
Hoeksche Waard 4.4
Het Hogeland 3.4
Westerkwartier 3.1
Noardeast-Fryslân 2.8
Molenlanden 7.4
Eemsdelta 2.0
* Provisional figures

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